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Pennsylvania – PA Nonstandard or High Risk Auto Insurance

Get help with PA Nonstandard Car Insurance quotes by using the form below.

In PA you become an assigned risk driver when you have too many moving violations, a DUI or have had too many accidents in the last 5 years. Learn more about Pennsylvania auto insurance requirements and options

Compare rates for PA Nonstandard Auto Insurance or high risk insurance, get started with our easy quote request form below. Call (856) 863-5654 for help.

Pennsylvania Nonstandard Auto Insurance. Get expert help with Pennsylvania car insurance quotes and buying a policy for your needs (856) 863-5654.
Get expert help with PA car insurance quotes.

Overall rises in claims or losses can cause insurers to become highly selective in determining whom they can afford to offer to insure.

That is why it is important to note that if you are licensed to drive, by law, you are eligible for insurance. However, your options for new coverage may be limited. Each state has created and regulates a market of last resort for those who cannot otherwise obtain coverage. These groups have various names, depending on the state you live in, such as assigned risk auto insurance plans or the residual market, or the high risk pool. Your agent or insurance producer will know more about the particulars in your state.

Regardless of the reason you were dropped or canceled by your insurer, you need to act immediately to get another policy. Under no circumstance should you drive your vehicle without knowing one hundred percent that you have current insurance. Call your local agent to help you find new coverage. If you do find yourself in the assigned risk residual market pool, the price may be higher but it may be your only alternative in maintaining your freedom to drive.

How do I keep my company from canceling my Pennsylvania auto policy?

The most obvious way to maintain your low risk status is to keep a clean driving record. If you’ve been in an accident, consider taking a defensive driving course. Even those of us who have been driving for years rarely know the simple tricks to preventing accidents through defensive driving.
Also, look into purchasing special safety and security features for your car, such as anti-lock brakes and an alarm system, or try OnStar. Your ARAIP insurance agent can give you further tips on how to convince your insurer you’re a safe driver.